Online Casinos By Banking Method
Every online casino publishes a list of banking methods. The list tells you less than it looks like it does: a method that takes your deposit often cannot send your winnings back, and the name on the cashier page says nothing about how long you will wait or what it costs. This page explains what each method on those lists actually is, which of them still operate, and what determines the two things people care about — the fee and the wait.
The one rule worth knowing before anything else: nearly every licensed operator pays withdrawals back to the method you deposited with, up to the amount you deposited. Choose your deposit method as though it is your withdrawal method, because it usually is.
How casino banking actually works
Deposits are easy and that is the point
Deposits clear instantly on almost every method here, because the operator carries no risk in taking your money. The variety on a cashier page is a marketing surface, not a service level. A long list is evidence of nothing except that the operator has signed up to several processors.
Withdrawals are where the differences live
The rail you withdraw on is rarely what makes you wait. Two things dominate. The first is the operator's pending period — a window, commonly 24 to 72 hours and sometimes longer, during which your withdrawal sits reversible and you can cancel it back into your balance. That is a deliberate design, and it is where most of the delay is. The second is verification: identity and address documents, which a licensed operator must collect, and which it will usually ask for on your first withdrawal rather than your first deposit.
Only after both does the method itself matter, and then the spread is roughly: e-wallets and cryptocurrency in hours, cards in three to five working days, bank transfers in three to seven, and cheques in weeks. Those are the rails' own speeds, not promises from any operator on this site.
What a withdrawal costs
Fees come from three places and operators are rarely explicit about which is which. The operator may charge per withdrawal, or waive one a month and charge for the rest. The processor takes its own cut, which is why the same casino can be free by e-wallet and chargeable by wire. And if your account currency differs from the casino's, you pay a conversion spread twice — once in, once out — which is frequently larger than either stated fee.
Why a method can deposit but not withdraw
Cash vouchers are the clearest case: a voucher is a one-way instrument with nothing to pay back to. Prepaid and some debit cards have the same problem in reverse, as the card cannot always receive a credit. Operators handle this by paying the balance to a bank transfer instead, which means a deposit method chosen for speed can hand you the slowest withdrawal on the page.
Cards
Visa
The most widely accepted method in online gambling and usually the default. Deposits are instant; withdrawals return to the same card and take three to five working days. Some issuing banks decline gambling transactions outright as a matter of policy, which is a bank decision rather than a casino one.
Mastercard
Accepted almost everywhere Visa is, with the same timings. Mastercard has historically been the stricter of the two on gambling merchant categories, so a card that is declined at one casino may work at another.
American Express
Accepted by a minority of operators, mostly those serving the United States. Amex is more restrictive about gambling merchants than Visa or Mastercard, and withdrawals back to an Amex card are often not offered at all — expect to be paid by another route.
Diners Club
Rare, and where it appears it is usually a legacy entry on a cashier page rather than a method anyone uses. Now operated alongside Discover.
JCB
A Japanese card scheme with wide acceptance across Asia and limited acceptance elsewhere. Where a casino lists it, it is normally deposit-only.
Maestro
Mastercard's debit brand, and one to check rather than assume: Mastercard has been withdrawing Maestro from online use, with new cards in Europe issued as Mastercard Debit instead. A cashier page listing Maestro may not have revisited that list in some years.
Visa Electron
A debit product Visa has retired across most markets, folded into Visa Debit. Treat its presence on a banking list as a sign the list is old.
Solo
Discontinued. A UK debit card brand withdrawn in 2011. Any casino still listing Solo is displaying a banking list more than a decade stale, which is worth noticing for what it says about the rest of the page.
E-wallets
Skrill
One of the two e-wallets the gambling industry actually runs on. Deposits are instant and withdrawals are among the fastest available, often same-day once the pending period clears. Note that many operators exclude e-wallet deposits from welcome bonus eligibility — a term that catches people out far more often than any fee.
Moneybookers
Renamed. Moneybookers became Skrill in 2011. It is the same company and the same account; a casino listing both as separate methods is listing one method twice. See Skrill.
Neteller
The other e-wallet with genuine reach in this industry, owned by the same group as Skrill and behaving much the same way on speed and on bonus exclusions. Written NETeller on older pages, including several on this site.
PayPal
Widely held and narrowly accepted. PayPal works with licensed operators in regulated markets and will not deal with unlicensed ones, so its presence is a reasonable signal about an operator's licensing and its absence means very little.
EcoCard
Renamed twice. EcoCard became ecoPayz, which rebranded to Payz in 2023. A cashier page offering EcoCard is describing an account most users now hold under a different name.
myCitadel
Discontinued. The myCitadel wallet is no longer offered. Citadel's bank-to-bank product continues — see Citadel Direct.
Citadel Direct
A Canadian bank-to-bank payment service that moves money straight from your online banking rather than through a stored wallet balance. Deposits are effectively instant; payouts are a bank credit and take as long as your bank takes.
Click2Pay
Closed. Click2Pay was shut down in 2015. There is no account to open and no balance to recover. Where you see it listed, use Skrill or Neteller instead.
ClickandBuy
Closed. ClickandBuy ceased operating in 2016.
ewalletXpress
Closed. A wallet aimed at United States players that stopped operating years ago, after funds were frozen in a payment processing seizure. It still appears on several banking lists, including some on this site, and it should not be relied on.
UseMyWallet
Closed. Another United States-facing wallet from the same era, no longer in service.
EZIPay
Closed. No longer operating.
Web Dollar
Closed. A wallet from the same generation, no longer in service.
Instacash
A wallet listed on older cashier pages in this sector. We have not been able to confirm a currently operating service of this name serving gambling accounts, so treat it as unavailable until an operator demonstrates otherwise at its own cashier.
Quick Cash
A label used by more than one processor over the years rather than a single identifiable brand. Check what your operator means by it before depositing, because the name alone does not tell you who is holding your money.
Moneta.ru
A Russian payment service. Its availability to players outside Russia, and to Russian players using international operators, has been materially affected by sanctions on Russian financial infrastructure — verify at the cashier rather than assuming the listing is current.
Bank transfers and online banking
Bank Transfer
A generic label for moving money from your bank account to the operator's. Slow in both directions, three to seven working days being typical, and usually the fallback an operator uses when it cannot pay you back by your deposit method. Frequently carries a fee at one end or both.
Bank Wire
The same thing under a different name, generally used for larger sums and more likely to carry an explicit fee. For international wires, an intermediary bank can take its own cut in transit, so the amount that arrives may be less than the amount sent through no fault of the operator.
Electronic Funds Transfer
Another generic bank-to-bank label, not a distinct product. Where a cashier page lists it alongside Bank Transfer and Bank Wire, all three usually reach the same place.
eCheck
An electronic debit against your bank account, common in North America. Deposits are near instant; withdrawals are slower than an e-wallet and faster than a paper cheque.
Check or Cheque
A physical cheque in the post. Still offered by some operators serving the United States, where card and transfer routes are restricted. It is the slowest method on any cashier page — weeks, not days — and the one most exposed to going astray.
iDEAL
The Dutch online banking standard, used by the great majority of online payments in the Netherlands. Deposits are instant and cheap. It is deposit-only in practice: payouts come back as a bank transfer.
Giropay
A German online banking payment method operated by the German banking industry. Its status has changed in recent years as the banks restructured their payment offerings, so confirm at the cashier that it is still live for your bank before relying on it.
UseMyBank
Discontinued under this name. UseMyBank was absorbed into Citadel's instant banking product. See Citadel Direct.
Transferencia Bancaria Local
Not a brand — Spanish for "local bank transfer", meaning the operator holds an account in your country so you can pay it domestically instead of sending an international wire. Cheaper and faster than a cross-border transfer where it is offered.
Lobanet
A payment processor built around local bank transfers in Latin American markets, working on the same principle as the entry above. Confirm current availability at the cashier, as regional processors in this sector change hands often.
Boleto Bancário
A Brazilian payment slip, paid at a bank, ATM or authorised agent. It is inherently one-way: there is nothing to pay a withdrawal back to, so expect to be paid by bank transfer instead.
PostePay
A prepaid card issued by the Italian post office and widely held in Italy. Whether it can receive a withdrawal depends on the card variant, so check before you use it as your deposit route.
Prepaid cards and cash vouchers
paysafecard
A prepaid voucher bought for cash over the counter, entered as a code. It is the most private method on a typical cashier page, because no bank or card details reach the operator. It is also strictly deposit-only: a voucher cannot receive a payout, so your winnings will come back by another route entirely.
Ukash
Merged. Ukash was absorbed into paysafecard in 2015 and Ukash vouchers stopped being issued. See paysafecard.
Neosurf
A cash voucher in the same mould as paysafecard, strongest in France and across parts of Africa and Australia. Deposit-only for the same structural reason.
Teleingreso
A Spanish cash payment service of the same generation. Confirm at the cashier that it is still offered before planning a deposit around it.
Ticket Premium
A French prepaid voucher. As with the others in this group it cannot receive a withdrawal, and its current availability should be confirmed at the cashier.
Entropay
Closed. Entropay issued virtual Visa cards funded from your own card or bank, which made it popular as a privacy layer. It shut down in 2019. It remains on a number of banking lists, including several on this site, and it should not be relied on.
Cryptocurrency
Bitcoin
The fastest withdrawal route on most cashier pages that offer it, because it sidesteps the card networks and the banks entirely — often paid within hours of the pending period ending. What you give up is consumer protection: there is no chargeback, no issuer to dispute with, and a payment sent to the wrong address is gone. Price movement between withdrawal and conversion is a risk in both directions, and it is yours, not the operator's. Our guide to crypto casinos covers the mechanics in full.
Which methods the sites we review actually take
Card deposits — Visa and Mastercard — are accepted by every operator reviewed on this site. Beyond that the picture divides along licensing lines rather than anything to do with the casinos themselves.
Bovada, Slotland, Win A Day and SlotoCash serve United States players, where card routes are restricted and the alternatives are narrower: American Express appears more often here than elsewhere, and cheque payouts survive for the same reason. Everygame is the broadest of the sites we review, and the only one carrying cryptocurrency alongside the conventional rails.
Method by method, the banking lists in our reviews are as each operator published them, and processors in this sector change hands, rebrand and close more often than cashier pages are updated — several of the methods above are proof of it. Check the cashier itself before you deposit, and read the withdrawal terms rather than the deposit list.
Before you deposit
- Pick the method you want to be paid by, because that is what you will be paid by.
- Find the pending period in the terms. It sets your wait far more than the method does.
- Check whether your deposit method disqualifies the welcome bonus — e-wallets commonly do.
- Check the withdrawal fee and the monthly free allowance separately. They are usually stated apart.
- If the casino's currency is not yours, count the conversion twice.
- Get verification documents in before your first withdrawal rather than during it.
Our guide to finding a safe online casino covers the licence and terms checks that sit alongside these, and the not recommended list names the operators we will not send you to.